Your Auto Insurance
Q&A About Uninsured and Underinsured Motorist Claims

Your Auto Insurance Might Cover Uninsured and Underinsured Motorist Claims

Q. What are Uninsured and Underinsured Motorist Claims?
A. When someone hits you and they have less insurance than you do or no insurance at all, you may have an uninsured or underinsured motorist coverage claim.  Your insurance company owes you certain rights and duties even if you are making a claim against them for someone else's negligence.  Your attorney will review the facts of your accident and your insurance policy, then advise you about your next best step to take.

Q. Doesn't my insurance company look out for my best interest?
A. Even though your insurance company works for you , once you are making a claim against them you must protect your own rights.  Good legal advice can help avoid these common problems:

1. being told there is no coverage, when there really is coverage for your claim and

2. being offered too little money for your injuries.

Q. How do I know if my policy covers this?
A. Your policy will tell you what is covered.  If you've had an accident, your attorney will read and interpret your policy for you.